AWA COLLECTIONS SCAMS VERIFICATION

You don’t recognize the debt that the person claims you owe money forĪsk questions to make sure the debt is one that you owe. Any debt collector who contacts you claiming you owe payment on a debt is required by law to tell you certain information about the debt. They can only ask others about your whereabouts to try and contact you. A debt collector is generally not allowed to tell other people about your debt without your permission. Some scammers may try to get you to pay by threatening to reveal your debts to family, friends, coworkers, or employers. Says they will tell your family, friends, and employer Falsely threatens you with jail time or poses as a government officialīut beware, if you do owe criminal fines or restitution, it is possible that failure to pay may result in your arrest. Scammers like these payment methods because they may be untraceable, and it can be hard for you to get your money back. Pressures you to pay by money transfer or prepaid card If the debt collector does not provide this information during the initial contact with you, they are required to send you a written notice within five days of that initial contact.

AWA COLLECTIONS SCAMS VERIFICATION

Warning signs of debt collection scamsĪ debt collector must tell you information such as the name of the creditor, the amount owed, and that if you dispute the debt the debt collector will have to obtain verification of the debt. While there are many legitimate debt collectors in the financial marketplace, there are also scammers who may try to get you to pay on debts that you don’t owe or on debts that don’t even exist. The creditor may also hire a debt collector or sell the debt to someone who may try to collect the debt. When an account like a credit card, auto loan, or cell phone bill becomes past due, the original creditor may attempt to collect the amount owed.

Awa collections scams